I desperately DESPERATELY want to have a mortgage. I want a home of my own. Now I know that it is just not going to happen in this town - property is ridiculously over priced and there is no way I can afford anything here on just one income so I have been glancing further afield.
Tamworth is a big contender given that I spent a large part of my childhood there. I know the town fairly well and it's big enough to have a hospital that offers alot of services but small enough that it has that country feel to it as well. Apart from the crazy few weeks in January when the country music festival is on I really like the place. The only down side for me is that it is quite a way away from the coast and therefore the beach.
Wagga Wagga is also a big enough but small enough option although I don't know all that much about it. I need to research schools in the area a little bit more but the hospital seems quite okay - smaller than Tamworth but it's something I'm willing to go with for the opportunity to have a place all of my own.
Any other suggestions? I'd love somewhere on the coast but that just doesn't seem to be a realistic option - there isn't anywhere that has reasonably priced homes for sale and a decent sized hospital and services for my little spunk. I'd love to hear ideas though!!
Looking at properties and mortgages also makes me realise and get motivated about my budget. Examining and re-examining, trying to find the fat and trim it off - I think I'm on track at the moment!!